Investing for the Future: Understanding the Potential of Variable Annuities

For those looking to grow their retirement savings, market-based investments can offer strong potential—but they also come with risk. As Michael Usbelger often explains, the key is understanding how that risk fits into your overall financial plan.

Variable annuities are designed for individuals who want the opportunity for higher growth, along with the structure of a long-term retirement strategy.

A variable annuity allows you to invest your money into a selection of investment options, often similar to mutual funds. Your returns—and future income—are based on how those investments perform.

As Michael explains, this means your account value can grow significantly over time—but it can also fluctuate with the market.

Variable annuities are often chosen by individuals who are comfortable with market exposure and are focused on long-term growth.

They offer:

• Potential for higher returns
• Tax-deferred growth
• Investment flexibility within the policy

Michael Usbelger often works with clients who want to balance growth-focused investments with other, more stable components in their financial plan.

Because variable annuities involve market risk, having a clear strategy is essential.

Michael Usbelger helps clients:

• Choose appropriate investment options
• Understand fees and long-term implications
• Balance risk with other parts of their portfolio

This ensures your strategy is aligned with your comfort level and financial goals.

Variable annuities can be a powerful tool for growth when used strategically. Michael Usbelger and the team at Infinity Life Solutions are here to help you determine if this approach fits into your long-term plan.