Michael Usbelger

Medicare Supplement Open Enrollment: What Should You Know? | Michael Usbelger

Medicare Supplement Open Enrollment: What Should You Know? | Michael Usbelger

The phrase Medicare Open Enrollment can be confusing because Medicare has several different enrollment periods, and they do not all serve the same purpose.

What Should You Know Before Replacing a Life Insurance Policy? | Michael Usbelger

What Should You Know Before Replacing a Life Insurance Policy? | Michael Usbelger

There may be circumstances when a policyholder considers replacing an existing life insurance policy with a different one, but this is a decision that deserves careful consideration.

What Is the Difference Between Term Length and Coverage Amount in Life Insurance?

What Is the Difference Between Term Length and Coverage Amount in Life Insurance?

When shopping for life insurance, two terms you will frequently encounter are term length and coverage amount.

When Should You Start Learning About Medicare? | Michael Usbelger

When Should You Start Learning About Medicare? | Michael Usbelger

Medicare is an important consideration for many people approaching age 65, but waiting until the last minute to learn how the program works can make the process feel more complicated than necessary.

What Is Evidence of Insurability? Michael Usbelger Explains

What Is Evidence of Insurability? Michael Usbelger Explains

When applying for certain types or amounts of insurance coverage, you may encounter the phrase evidence of insurability.

What Is a Life Insurance Rider? Understanding Optional Policy Features

What Is a Life Insurance Rider? Understanding Optional Policy Features

When comparing life insurance policies, you may encounter the term life insurance rider.

1-866-217-1201