Ameritas ApexAdvantage Index Annuity, a modified single premium deferred annuity, can be an integral part of your retirement income strategy. Not only does it give you a place to grow and protect your money as you save for retirement, it also provides a foundation for guaranteed income once you retire.

ApexAdvantage gives you the potential to earn higher returns with an interest rate that’s linked, in part, to the performance of one or more market indexes. Since you’re not investing in an actual index, you are protected from market losses. You won’t lose money due to negative index performance.

ApexAdvantage is designed for those ready to start enjoying retirement right away, with payouts beginning as soon as 30 days after the policy is issued, provided the annuitant is at least 50 years old. The income is guaranteed to last a lifetime, helping protect against the risk of running out of money.